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Auto Loan Interest Rate Calculator

Find out what rate to expect

Follow the steps below and click calculate.


This interest rate calculator compares your credit type with actual customers that have been approved. Interest rates will vary based upon where you live, your credit and the type of loan you select. The interest rate estimator calculates comparable rates for new auto loans, used auto loans, refinance auto loans, private party auto loans and lease buyout loans.

If we have loan approvals in your geographical area this Interest Rate Estimator will return results showing you a range of possible outcomes designated as Low APR, the lowest rate a consumer has obtained to High APR, the highest rate a consumer has obtained, along with the Average APR of all applicants in your geographical area. Your actual rate will vary based on the application information you provide us along with the credit report data we obtain from third party credit reporting agencies and may or may not be within the range of Low APR to High APR.
Horizon Digital Finance® (HDF) technology and processes are patented under U.S. Patent Nos. 7,630,933 and 7,647,274 and 8,095,458 and 8,359,264.
This site is directed at, and made available to, persons in the continental U.S. excluding Alaska and Hawaii. is owned and operated by: Horizon Digital Finance®
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