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Additional State Disclosures

The following states require the following information is published on this website.

Horizon Digital Finance, LLC (dba myAutoloan.com)

License and Disclosure Information

California
Overview:
Our license authority is made pursuant to the California Department of Corporations. Horizon Digital Finance, LLC, is a Texas limited liability company, with its corporate headquarters located in Irving Texas. Any reference in this License and Disclosure to “we or “us” or similar words shall refer to Horizon Digital Finance LLC, and unless otherwise indicated, all such entities referred to as “myAutoloan.com” websites (as defined in our terms and conditions) and/or pertaining to the goods, facilities or services of Horizon Digital Finance, LLC offered.

Our intent is to be clear that Horizon Digital Finance, LLC does not make loans or credit decisions in connection with applications, and Horizon Digital Finance, LLC services are primarily administrative; we identify real lenders who make real loans and match those lending institutions up with active applicants so that the applicant, if they so choose, can review and select a lender’s loan offer. Any application submitted is NOT an application for credit. Rather, it is an inquiry to be matched with Lenders in our lending network. Applicants authorize us, through our Terms and Agreement & Disclosures, to forward applications to participating lenders, affiliates, partners and preferred dealers. When an application is submitted to such entity (lending institution) it is an application for credit and will be treated as such by the receiving entity. Thus, Horizon Digital Finance, LLC, does not endorse or recommend the products or loan offers of any particular lender but presents them to the applicant where they can use their judgment in selecting the best opportunity that matches their needs. Except as otherwise provided for your state (please see the Terms and Conditions), Horizon Digital Finance, LLC is not an agent of you or any lender.

We want to share with you that you should rely on your own judgment in deciding which available loan offer, product, terms and lender, will best suit your needs and financial means. The lender is solely responsible for its services to you, and you agree that Horizon Digital Finance, LLC, shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. You understand that lenders may keep your application information and any other information provided by Horizon Digital Finance, LLC or received by them, which they will obtain from the application process, whether or not you are qualified for a loan with them. You agree to notify any particular lender directly if you no longer want to receive their communications and/or emails.

Cost and or Fees: Horizon Digital Finance, LLC does not charge you a fee for the services that we provide. myAutoloan.com does receive a marketing fee as compensation from the lenders and/or providers for the goods and services provided by Horizon Digital Finance, LLC. Horizon Digital Finance, LLC’s compensation varies by product..

Federal Disclosures: Application may be forwarded to participating lenders, affiliates, partners and preferred dealer entities and they may also make available to you certain disclosures. Note: Certain disclosures are required by the Truth in Lending Act (TILA), and may also be required by various other federal and individual state laws.

In addition, the Equal Credit Opportunity Act (ECOA) prohibits all creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided of course that the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith fully exercised any right under the Consumer Credit Protection Act.

The agency that administers compliance with this law varies by lender, type of lender, depending on its lending authority, but it may include the Federal Trade Commission, Equal Credit Opportunity, Consumer Response center, Washington, DC 20580 or at 1-877-FTC-HELP (1-877-382-4357; TDD 1-866-653-4261; or at www.ftc.gov

LICENSE AUTHORITY IS MADE PURSUANT TO THE DEPARTMENT OF CORPORATIONS CALIFORNIA FINANCE LENDER AND GIVE TO HORIZON DITIAL FINANCE’S TERMS AND AGREEMENTS AND THE CONSENT FOR ELECTRONIC DISCLUSURES, THE DISCLOSURES AND CONSENTS REQUIRED UNDER CERTAIN FEDERAL AND / OR STATE LAWS ARE DEEMED TO BE PROVIDED, RECEIVED AND AGREED TO BY YOUR USE OF THE WEBSITE AND BY ULTIMATELY SUBMITTING YOUR APPLICATION FOR PROCESSING.

State Licenses and Disclosures: for some states, required disclosures are included in the above Horizon Digital Finance, LLC / myAutoloan.com Disclosure. .

California
California Department of Corporations, California Finance Lenders License No. 603-9699 with principal office located at Horizon Digital Finance, LLC 5005 W Royal Lane, Irving TX 75063

IF YOU HAVE ANY QUESTIONS ABOUT YOUR RIGHTS, OR IF YOU WISH TO FILE A COMPLAINT, CONTACT THE MANAGEMENT OF THE FINANCIALL INSTITUTION OR:

Department of Corporations:

320 West 4th Street, Suite 750
Los Angeles, CA 90013-2344
Phone: (213) 576-7500

71 Stevenson Street, Suite 2100
San Francisco, CA 94105-2980
Phone: (415) 972-8559

1515 K Street, Suite 200
Sacramento, CA 95814-4052
Phone (916) 445-7205

1350 Front Street, Room 2034
San Diego CA 92101-3697
Phone (619) 525-4233

Toll-Free Phone (all locations) (866) 275-2677
Website http://www.corp.ca.gov


Texas
The Office of Consumer Credit Commissioner, State of Texas License No. 9045-42905 with principal office located at Horizon Digital Finance, LLC 5005 W Royal Lane, Irving TX 75063

LISCENSE AUTHORITY IS MADE PURSUANT TO THE OFFICE OF CONSUMER CREDIT COMMISSIONER AND GIVE TO HORIZON DITIAL FINANCE’S TERMS AND AGREEMENTS AND THE CONSENT FOR ELECTRONIC DISCLUSURES, THE DISCLOSURES AND CONSENTS REQUIRED UNDER CERTAIN FEDERAL AND / OR STATE LAWS ARE DEEMED TO BE PROVIDED, RECEIVED AND AGREED TO BY YOUR USE OF THE WEBSITE AND BY ULTIMATELY SUBMITTING YOUR APPLICATION FOR PROCESSING.

The Office of Consumer Credit Commissioner (OCCC)
2601 N. Lamar Blvd., Austin, Texas 78705.

Direct general inquiries to 512.936.7600
info@occc.state.tx.us.
Toll-free Consumer Helpline number is 800.538.1579.


Last Updated December 31, 2012

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Horizon Digital Finance® (HDF) technology and processes are patented under U.S. Patent Nos. 7,630,933 and 7,647,274 and 8,095,458 and 8,359,264.
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5005 W. Royal Lane, Suite 209 - Irving, TX 75063
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