10 Things to Know Before Buying Your First Motorcycle

Purchasing your first motorcycle is an exhilarating experience. Whether you’re drawn to the freedom of the open road or the thrill of two wheels, there are crucial considerations to keep in mind before you hit the showroom floor. In this comprehensive guide, we’ll delve into essential buyer tips that will help you navigate the journey of buying your first motorcycle with confidence and clarity.

1. Budget Wisely

Research different makes and models of motorcycles to find one that fits both your budget and your needs. Consider not only the purchase price but also ongoing costs like registration fees, insurance, maintenance, and gear. It’s important to factor in all expenses to ensure you can comfortably afford to own and ride a motorcycle. Remember, the joy of riding is priceless, but financial planning ensures a smoother journey.

2. Choosing the Right Motorcycle

Motorcycles come in various styles, from cruisers to sport bikes, adventure bikes, and more. Consider your riding style and intended use. Are you commuting, touring, or hitting the trails? Each style caters to different needs. For beginners, a standard or cruiser-style bike is often a good starting point.

Engine size affects performance and handling. Smaller engines (250 cc to 500 cc) are great for beginners, offering manageable power. Larger engines (600 cc and above) provide more speed but require skill and confidence. Choose wisely based on your comfort level and riding goals.

3. New vs. Used Motorcycles

Decide whether you want a brand-new bike or a pre-owned one. Each has its appeal. Fresh off the assembly line, brand new bikes offer the latest features, warranties, and that intoxicating new-bike smell. Pre-owned motorcycles come with character and often at a more budget-friendly price. Research thoroughly, check maintenance records, and consider a trusted dealership or private seller.

4. Understanding Motorcycle Maintenance

Familiarize yourself with basic maintenance tasks such as oil changes, tire pressure checks, and chain lubrication. This will not only keep your bike running smoothly, but also save you money in the long run. Invest in a good quality tool kit and familiarize yourself with the owner's manual.

Regular maintenance will ensure that your bike stays in top condition for years to come. Don't be afraid to ask for help or seek out a professional mechanic if you are unsure about any maintenance tasks. Remember, a well-maintained motorcycle is a safe and reliable motorcycle.

5. Invest in Quality Safety Gear

Before your first ride, invest in protective gear. A certified helmet, gloves, riding jacket, pants, and boots are essential for your safety on the road. Quality safety gear can protect you from serious injury in the event of an accident. Make sure that all your gear fits properly and is in good condition before hitting the road.

6. Inspect and Test Ride the Motorcycle

It's important to inspect any motorcycle before purchasing it to ensure that it is in good condition and worth the investment. Look for signs of wear and tear, check the engine and tires, and make sure all the necessary components are functioning properly. Take extra care with pre-owned motorcycles and don’t be afraid to bring in a professional to help you with the inspection.

Once you are satisfied with the condition of the motorcycle, take it for a test ride to see how it performs on the road. Pay attention to the handling, braking, and overall comfort of the bike to make sure it is the right fit for you. By thoroughly inspecting and test riding the motorcycle, you can feel confident in your purchase and enjoy many miles of riding ahead.

7. Negotiating the Purchase Price

Manufacturers' suggested retail price, or MSRP, is a decent starting point for new motorcycles. Research MSRP values for the models you’re interested in to ensure you are getting a fair deal. Market value is often the best indicator so be sure to research what similar motorcycles are selling for in your area.

Remember to be confident and assertive during negotiations, and don't be afraid to ask for a better deal. Start with a lower offer than you are willing to pay, and be prepared to walk away if the seller is not willing to negotiate. Remember that there may be additional costs involved in purchasing a motorcycle, such as taxes, registration fees, and insurance premiums, so factor these into your budget when determining how much you can afford to spend.

8. Financing Options

Unless you have enough money saved to buy a motorcycle outright, you will probably need to borrow some to cover the initial expense. Research financing options for purchasing a motorcycle, such as loans from banks or credit unions, dealer financing, or manufacturer financing programs. Make sure to compare interest rates and terms to find the best option for your budget.

Speed up your search by utilizing online tools such as myAutoloan to quickly compare multiple offers from home. With no pressure to commit you can walk away or select an offer and apply for the loan online. By carefully considering your financing options, you can make sure that owning a motorcycle is a financially feasible and rewarding experience.

9. Taking a Motorcycle Safety Course

Before you pull the clutch, prioritize safety. Consider completing a Motorcycle Safety Foundation (MSF) course. Taking a safety course can help you become a more confident and skilled rider, reducing your risk of accidents and injuries on the road. Additionally, it can save you money on insurance.

You can expect to learn the basics of motorcycle operation, as well as important safety techniques and tips for navigating different road conditions. Similar to a driver’s training course, this ensures your safety and that of others on the road. Remember, as a motorcyclist, you’ll be one of the most exposed drivers out there.

10. Understanding Motorcycle Insurance

Your finances may be squared away for purchasing your new bike, but don’t forget about insurance. It protects you in case of personal injuries, property damage, theft, and more. Research insurance options for motorcycles to find the best coverage that fits your needs and budget.

Familiarize yourself with liability coverage, bodily injury liability, and property damage liability. These are essential components of motorcycle insurance. Consider adding comprehensive collision coverage to protect your bike in case of accidents or damage.

Your first motorcycle should be thrilling, practical, and aligned with your riding aspirations. Armed with these tips, you’re ready to embark on your two-wheeled adventure. So gear up, twist the throttle, and ride into the sunset!