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FAQ Answer

Question: If I apply for an auto loan, will that hurt my credit score?

Your credit report will show auto finance inquiries. Your credit score may not be affected because the reporting agencies recognize that when people shop for auto loans they often have multiple auto loan inquiries. Knowing this they have developed processes that identify these inquiries on a rolling 14 day period and that multiple auto inquires count as one inquiry.
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If you have additional questions that are not covered in this section, feel free to drop us a note at
How This Works:
Fill out our short and secure two minute application
We match you to our lenders - you get up to 4 offers
Receive online certificate or check within 24 hours
Use your check to buy the car you want or use it to refinance your current loan
Horizon Digital Finance® (HDF) technology and processes are patented under U.S. Patent Nos. 7,630,933 and 7,647,274 and 8,095,458 and 8,359,264.
This site is directed at, and made available to, persons in the continental U.S. excluding Alaska and Hawaii. is owned and operated by: Horizon Digital Finance®
5005 W. Royal Lane, Suite 209 - Irving, TX 75063
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