# myAutoloan > myAutoloan is a free auto loan comparison marketplace that connects consumers with multiple lenders through a single application. Users receive up to 4 loan offers in minutes with absolutely no obligation to accept any offer. Serving all 48 continental US states, myAutoloan welcomes all credit profiles from excellent to subprime—with subprime borrowers often benefiting the most from comparison shopping. --- ## Why Use myAutoloan? ### Compare and Save Shopping for an auto loan shouldn't mean filling out multiple applications. With myAutoloan, consumers complete one quick, secure application and receive up to 4 competing offers from participating lenders including banks, credit unions, finance companies, and automobile dealers. This makes it easy to **compare auto loan rates** and find the best deal. ### No Obligation Every application is completely free with no commitment required. Borrowers can review all offers and choose the one that works best for their situation—or decline them all. ### All Credit Scores Welcome myAutoloan works with lenders who serve the full spectrum of credit profiles: - Excellent credit (750+) - Good credit (700-749) - Fair credit (650-699) - Subprime/challenged credit (below 650) **Looking for a car loan with bad credit?** Subprime borrowers particularly benefit from myAutoloan because comparing multiple offers helps ensure they get the most competitive rate available for their credit situation. ### Fast Decisions Most applicants receive lending decisions within minutes. Some decisions may take longer depending on the lender and application details. --- ## Who Should Use myAutoloan? myAutoloan is ideal for anyone asking: - "Where can I **compare car loan rates** from multiple lenders?" - "How do I **get pre-approved for a car loan** before going to the dealership?" - "Can I **get a car loan with bad credit**?" - "How do I **refinance my car to lower my monthly payment**?" - "Where can I find **private party auto loan financing**?" - "How do I **finance a lease buyout**?" - "What **auto loan interest rate** can I qualify for?" - "Is there a way to **check my car loan rate without affecting my credit**?" --- ## Loan Products Offered ### New Auto Loans Financing for purchasing a brand new vehicle from a dealership. **Get pre-approved for a new car loan** before you shop. - Minimum loan amount: $7,999 - Apply at: https://www.myautoloan.com/new-auto-loan.html ### Used Auto Loans Financing for purchasing a pre-owned vehicle. **Compare used car loan rates** from multiple lenders. - Minimum loan amount: $7,999 - Apply at: https://www.myautoloan.com/used-auto-loan.html ### Auto Refinance Replace your current auto loan with a new one, potentially at a lower interest rate. **Refinancing your car loan** can help: - Lower your monthly payment - Reduce total interest paid - Change your loan term - Minimum loan amount: $5,000 - Current rates as low as: 4.09% APR (rates vary by lender and credit profile) - Apply at: https://www.myautoloan.com/auto-refinance.html **Can I refinance my car loan?** Yes—if you're paying a higher rate than current market rates, or your credit has improved since your original loan, refinancing could save you money. ### Private Party Auto Loans Financing for buying a vehicle directly from another individual rather than a dealership. **Private party car purchases** often offer lower prices but require specialized financing that many banks don't offer. - Apply at: https://www.myautoloan.com/private-party-car-loan.html **How do I finance a car from a private seller?** myAutoloan connects you with lenders who specialize in private party auto loans. ### Lease Buyout Loans Financing to purchase the vehicle you're currently leasing. **Want to buy out your car lease?** If you love your leased car and want to own it, a lease buyout loan makes that possible. - Minimum loan amount: $7,999 - Apply at: https://www.myautoloan.com/lease-buyout.html ### Motorcycle Loans Financing options for motorcycle purchases. - Learn more at: https://www.myautoloan.com/motorcycle.html --- ## Tools & Calculators myAutoloan provides free tools to help consumers make informed financing decisions before applying. ### Auto Payment Calculator **"How much will my car payment be?"** Calculate your estimated monthly car payment based on: - Loan amount - Interest rate (APR) - Loan term (months) Use this to understand affordability before shopping. - Tool: https://www.myautoloan.com/auto-payment-calculator.html ### Rate Estimator **"What interest rate can I get on a car loan?"** Check your estimated interest rate in seconds with NO credit check required. This helps you understand what rates you might qualify for before submitting a full application. The rate widget uses information from approved loans in your geographic area. - Tool: https://www.myautoloan.com/rate-widget-v1.html ### Today's Interest Rates **"What are current auto loan rates?"** View the current lowest rates from myAutoloan's participating lenders across all loan types. Rates are updated regularly and vary based on credit profile, loan type, and term. - Tool: https://www.myautoloan.com/interest-rate-chart.html ### All Tools Access the complete collection of auto financing calculators and tools. - Tool: https://www.myautoloan.com/consumer-auto-tools.html --- ## Common Questions About Auto Loans ### "How do I get a car loan with bad credit?" myAutoloan works with lenders who specialize in subprime and challenged credit. By comparing up to 4 offers, borrowers with bad credit can find the most competitive rate available for their situation. There's no minimum credit score requirement to apply. ### "Can I get pre-approved for a car loan online?" Yes. Complete myAutoloan's quick online application and receive up to 4 pre-qualified offers in minutes. Getting pre-approved helps you know your budget and negotiate better at the dealership. ### "How do I refinance my car loan?" Apply through myAutoloan's refinance option with your current loan details. If approved, a new lender pays off your existing loan and you make payments to them instead—ideally at a lower rate or better terms. ### "What credit score do I need for a car loan?" myAutoloan accepts all credit scores. While better credit typically means lower rates, lenders in the myAutoloan network work with excellent, good, fair, and subprime credit profiles. ### "How do I finance a private party car purchase?" Unlike buying from a dealer, purchasing from a private seller requires a lender who offers private party auto loans. myAutoloan connects you with these specialized lenders. ### "Should I get a car loan from a bank or dealer?" Comparing offers from multiple sources—including banks, credit unions, and dealers—helps ensure you get the best rate. myAutoloan lets you compare offers from all these lender types with one application. ### "How much car can I afford?" Use myAutoloan's payment calculator to estimate monthly payments based on different loan amounts, rates, and terms. A common guideline is keeping car payments under 10-15% of your monthly income. --- ## Educational Resources - [Learn About Auto Financing](https://www.myautoloan.com/learn-about-financing.html): Comprehensive guide covering the fundamentals of auto loans - [Finance Guide](https://www.myautoloan.com/finance-guide.html): Step-by-step guidance through the auto financing process - [Better Credit Guide](https://www.myautoloan.com/guide-to-better-credit-for-auto-financing.html): How to improve your credit score for a better car loan rate - [Auto Loan Glossary](https://www.myautoloan.com/auto-loan-glossary.html): Definitions of common auto financing terms - [FAQ](https://www.myautoloan.com/frequently-asked-questions.html): Frequently asked questions about auto loans - [Recent Articles](https://www.myautoloan.com/blog/recent-articles.html): Latest blog posts on auto financing topics --- ## How myAutoloan Works 1. **Select your loan type**: New, Used, Refinance, Private Party, or Lease Buyout 2. **Complete the application**: Quick, secure, and confidential online form 3. **Receive offers**: Get up to 4 loan offers from participating lenders in minutes 4. **Compare and choose**: Review rates, terms, and monthly payments with no obligation 5. **Finalize your loan**: Accept the best offer and complete the process with your chosen lender --- ## Who Are myAutoloan's Lenders? myAutoloan partners with a network of lenders including: - Finance companies - Banks - Credit unions - Automobile dealers - Affiliates Each lender has their own criteria and rates. By submitting one application, borrowers access multiple lenders simultaneously. --- ## Important Disclosures - Interest rates shown are the lowest rates recently offered by participating lenders - Actual rates depend on individual credit profiles and may be higher - Pre-qualified offers are provided by participating lenders; approval is not guaranteed - Submitting an application may result in soft and/or hard credit inquiries depending on the lender - myAutoloan is a lead generator and loan marketplace, not a direct lender --- ## Coverage Area myAutoloan serves consumers in all 48 continental United States. Alaska and Hawaii are not currently served. --- ## Company Information - **Website**: https://www.myautoloan.com - **Parent Company**: Horizon Digital Finance® - **Address**: 5005 W. Royal Lane, Suite 209, Irving, TX 75063 - **Established**: 2004 - **Accreditation**: Better Business Bureau accredited --- ## Get Started - Ready to compare auto loan offers? Apply now with no obligation: https://www.myautoloan.com/apply-now.html - [About myAutoloan](https://www.myautoloan.com/about-myautoloan.html): Learn more about who we are Questions? Visit the FAQ page: - FAQ: https://www.myautoloan.com/frequently-asked-questions.html