Interest Rate Chart
This chart shows the lowest auto loan APRs* recently offered by participating lenders in the myAutoloan network for new, used, refinance, private party, and lease buyout loans, by loan term.
Rates last updated .
| Today's Rates (APR*) |
36 mths or less |
37-60 mths |
61-72 mths |
73-84 mths |
|---|---|---|---|---|
| New Auto | 5.50% | 4.99% | 8.24% | 8.84% |
| Used Auto | 5.75% | 5.24% | 8.48% | 9.09% |
| Auto Refinance | 4.24% | 4.39% | 4.74% | 4.29% |
| Private Party | 7.24% | 7.64% | 8.24% | 8.84% |
| Lease Buyout | 5.09% | 3.90% | 6.53% | 5.24% |
Auto Loan Rate FAQ
What is the lowest auto refinance rate right now?
As of August 18, 2026, the lowest auto refinance APR recently offered by participating lenders on myAutoloan is 4.24%. Your actual rate may be higher depending on your credit profile, loan term, and lender.
What is a good interest rate for a car loan?
The lowest APRs recently offered through myAutoloan are 4.99% for new auto loans and 5.24% for used auto loans. A good rate for you depends on your credit score, loan term, and vehicle age, and most borrowers will qualify for rates above the lowest advertised figures.
How often are the rates in this chart updated?
Rates in this chart are updated regularly as participating lenders adjust their offers, most recently on August 18, 2026. Each figure is the lowest APR a lender in the myAutoloan network has recently offered for that loan type and term length.