Regulation B Disclosures

  1. Under the Equal Credit Opportunity Act (ECOA), HDF and its Lenders are prohibited from discriminating in any aspect of the credit transaction. Prohibited bases are: sex, marital status, race, color, religion, national origin, age (provided the applicant has the capacity to enter into a binding contract), the fact that all or part of the applicant's income is derived from any public assistance program and the fact that the applicant has, in good faith, exercised any right under the Consumer Protection Act (i.e. the right to lodge a complaint).

  2. Alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying this obligation.

Last Updated: 01/30/2023